Financing

Explore financing for your steel building project

Financing depends on the project and the lender’s eligibility requirements.

See financing options
54 x 60 Barn Style Two Story Barndominium Kit with Double Porch
Model rendering · 54 x 60 Barn Style Two Story Barndominium Kit with Double Porch

Online lender

LightStream: bank-backed online lending

LightStream is a bank-backed online lender offering unsecured, fixed-rate personal loans for borrowers with good to excellent credit.

  1. Apply on the lender’s site

    The Apply button opens the lender’s site. Nothing on this page is a loan offer or an approval.

  2. LightStream decides

    LightStream decides whether a loan fits your project.

  3. The lender sets the terms

    Rates and terms are set by the lender, depend on credit approval, and can change.

LightStream

Barndo or steel building loan

Apply here for a barndo or a steel building loan.

Apply with LightStream (opens lender site)

LightStream lending services are provided by Truist Bank. Rates and terms are set by the lender, depend on credit approval, and can change. The button above opens the lender’s site. Nothing on this page is a loan offer or an approval.

Build financing

Construction-to-permanent loans

Some lenders offer a loan that funds construction and then becomes the longer-term financing when the build is finished. NuEco does not make this loan. The lender decides if it is available.

Scenario 1

Land and the build

Buying the land and constructing the building can be part of the same loan, when the lender allows it.

Scenario 2

Land you already own

Construction on land you already own is another common use. Other projects, such as replacing an existing house, belong in the loan only if that lender confirms them.

  1. During construction

    Funds are typically released in draws after inspections of completed work. Your lender will explain the draw schedule.

  2. When the build is done

    The loan typically becomes the permanent financing. Your lender will explain that change.

Need a construction-to-permanent loan?

Let us know. We work with some of the best construction-to-permanent lenders in the country and can point you in the right direction.

Get ready

Before you apply

A short project conversation is the right first step if you want to talk through scope and cost. Have these points in mind. This page does not ask for financial details.

  • Intended use

    Home, shop, cabin, garage, or another use.

  • Location

    Where the building will stand. Availability varies by state.

  • Land

    Whether you own it or you are buying it.

  • Approximate budget

    A working figure for the project, not a loan offer.

  • Kit or full build

    The steel kit alone, or the kit plus construction on site.

  • Timing and plans

    When you hope to build, and whether plans are already in hand.

What NuEco does, and what a lender does

NuEco Systems

  • NuEco sells steel building kits and may connect you with lenders.
  • Financing a kit and financing a full build can involve different amounts and different timing. The sequence for the kit itself is on Steps to ordering a steel kit.

The lender

  • The lender makes every financing and credit decision. NuEco is not a lender.
  • A loan may not cover every on-site cost. Foundation work, windows, doors, and finishes can sit outside the kit.
  • Availability varies by state and by project.

Talk through your project with NuEco

A short project conversation is the right first step if you want to talk through scope and cost.

Call 520-210-9069